Membership

Come roll with us

Be covered by Australia’s best bike riding insurance

In 2023, 15% of Bicycle Network Members reported having a crash and approximately 20% attended hospital.

Become a Bicycle Network Member and have peace of mind every time you ride, knowing we’ve got your back with our comprehensive riding insurance.

Our insurance provides our Members with benefits that private health insurance and other leading competitors don’t.

View the insurance comparison table below to learn more.

Benefit	Bicycle Network	Private Health
Non-Medicare Medical Costs	85% of costs up to $10,000 • $50 excess • Includes dental coverage	Yes
Loss of Earnings	85% of income to max $1,000 per week • 14 day excess • 52 week benefit • No coverage over 75 years	No
Replacement Bicycle Hire	$500 (max. 30 day coverage)	No
Out of Pocket Expenses	Up to $500 per week for 52 weeks (up to $5,000)	No
Home Help Expenses	Up to $200 per week for 52 weeks (up to $5,000)	No
Chauffeur Plan	$5,000	Travel expenses (only some policies)
Permanent Injury	Up to $100,000 ($50,000 when riding for remuneration or financial reward)	No
Third-party coverage	$5m for bodily injury and property damage ($1,000 excess)	No
Accidental Death	$50,000	No
Funeral Expenses Benefit	$5,000	No
Rehabilitation Benefit	$10,000	Yes
Counselling Benefit	Up to $200 per week (up to $2,000)	Yes
Modification Benefit	$10,000	No
Overseas Medical & Repatriation Expenses	$50,000	No

*This is a summary of the cover provided and policy comparisons are a guide only. This information is not intended to provide a comprehensive overview of the cover available under the policies. For full details, please refer to the supporting Bicycle Network insurance policy documents for full terms, conditions, and limits, in addition to those from your individual health insurance provider or other insurance provider for an accurate comparison of benefits.

In FY2022/23 our insurance saved Members over $535K.

From just $133 a year, become a Member and get covered.

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As a not-for-profit organsiation, Bicycle Network Members also support our advocacy to improve bike riding conditions, build more facilities and create fairer legislation for people who ride bikes.