Membership
Come roll with us
Our Affiliate Membership is designed for your members who don’t participate in races. They’ll be covered by Australia’s best bike riding insurance to provide peace of mind every time they ride.
Our insurance will provide your members with benefits that private health insurance and other leading competitors don’t.
View the insurance comparison table below to learn more.
A portion of each membership will go to your club or riding group to help support your club to get more people riding bikes.
| Benefit | Bicycle Network | Private Health | Competitor |
| Non-Medicare Medical Costs |
85% of costs up to |
Yes | 85% of costs up to $7,500 • $75 excess |
| Loss of Earnings |
85% of income to max |
No | 85% of income to max $500 per week • 28 day excess • 52 week benefit |
| Replacement Bicycle Hire |
$500 |
No | No |
| Out of Pocket Expenses |
Up to $500 per week |
No | No |
| Home Help Expenses |
Up to $200 per week |
No | Up to $200 per week for 52 weeks |
| Chauffeur Plan |
$5,000 |
Travel expenses (only some policies) |
$25 per day (up to 12 weeks) |
| Permanent Injury |
Up to $100,000 |
No | Up to $100,000 |
| Third-party coverage |
$5m for bodily injury |
No | $20m for personal injury or property damage ($1,000 excess) |
| Accidental Death |
$50,000 |
No | $50,000 (over 18) or $10,000 (under 18) |
| Funeral Expenses Benefit |
$5,000 |
No | $10,000 |
| Rehabilitation Benefit |
$10,000 |
Yes | $20,000 |
| Counselling Benefit |
Up to $200 per week |
Yes | Up to $1000 per week (max of $10,000) |
| Modification Benefit |
$10,000 |
No | $10,000 |
| Overseas Medical & Repatriation Expenses |
$50,000 |
No | No |
*This is a summary of the cover provided and policy comparisons are a guide only. This information is not intended to provide a comprehensive overview of the cover available under the policies. For full details, please refer to the supporting Bicycle Network insurance policy documents for full terms, conditions, and limits, in addition to those from your individual health insurance provider or other insurance provider for an accurate comparison of benefits.
Do you want to organise a Non-Race Club Membership for your cycling club, riding group or BUG?
Register interestOther Member Benefits
Legal support (riders rights)
Event and product discounts
Club rides and events
Premium news and content
Club Memberships
Get all the benefits of a Bicycle Network membership while still riding with your local cycling club or riding group.
Contact Us
If you’re interested in a Bicycle Network Affiliate Membership for your cycling club, riding group or BUG, please register your interest and we’ll get in touch with more information.
MembershipFAQs
Here are the answers to your most common questions.
If your question isn’t in the list, please contact us via our website, on 1800 639 634 or via Facebook.
Am I covered overseas?
Yes. You are covered overseas for up to $50,000 for medical or repatriation expenses. Medical expenses means:
- Hospital accommodation and theatre fees
- Orthotics, splints and prosthesis
- Treatment given by a dentist or registered medical practitioner
- If given on the advice of a medical practitioner, treatment by a chiropractor, masseur, naturopath, osteopath or physiotherapist
Am I covered for racing?
You are only covered for any race that is organised by Bicycle Network.
Am I eligible for a concession membership?
If you’re receiving welfare benefits, a full-time student, or you’ve got a Seniors Card or Veterans Card, you’re eligible for our concession membership.
If you’re not sure if you’re eligible, get in contact with us (03) 8376 8888.
Do I need to be a member to participate in events?
No, but all Bicycle Network members are covered on the day and get access to great on-event benefits.
Is my bike covered as a part of Bicycle Network insurance?
No, your bike isn’t covered by Bicycle Network insurance. Your Bicycle Network membership covers you for personal injury and public liability.
If your bike has been damaged because of an incident involving a third-party, we can provide advice and assistance on how to deal with the situation. If they’re at fault, we can provide support to help recover the costs to repair or replace your bike and accessories. You need to take pictures of your property damage. Although it’s hard to go without your bike, we recommend not getting it fixed straight away.
Get in contact with us on (03) 8376 8888, and we’ll talk you through the best way to go about this as it may differ depending on the situation. When possible, remember at the time of the accident to get the details of the driver’s or person(s) involved.
If you’re looking to insure your bike, Bicycle Network also offers separate bike insurance coverage through Bike Insure. Featuring accidental damage cover, theft cover from home and away, transit cover, kit cover and much more. You can learn more and get a quote at the Bike Insure website.
What is the medical excess?
- $100 for personal injury (nil excess applies when claiming under private health insurance first)
- $1,000 for public liability
I want to make a claim. Where do I start?
Call us on (03) 8376 8888 and book a time to speak with our dedicated Riders’ Rights Co-Ordinator. They will talk you through the different coverage that is available and how you can submit your claim. They’re also here to support you through the process and can answer any questions you might have about your claim.
You can read more on bike riding insurance for information on your coverage.
